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Testimonials

Bob V.

Ryan helped resolve a complicated Medicare issue for me, reaching out to both Essence and Medicare to facilitate and correct a coverage issue that could have cost me considerably. His professionalism and industry contacts are invaluable if you need h ...

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Arlette C.

THANKS RYAN FOR ALL YOUR HELP. YOU HAVE DONE AN EXCEPTIONAL JOB FOR US OVER THE PAST SEVERAL YEARS. WE WOULDN’T TRUST ANYONE ELSE WITH OUR LIVES. WE ARE COMFORTABLE KNOWING YOU’RE THERE FOR US NO MATTER WHAT DAY OR TIME. I WOULD RECOMMEND ...

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Connie Schwartz

Ryan was very thorough and helpful with all the plans and it made the decision a lot easier for me. I recommend him to anyone going on Medicare or wanting to make a change. ...

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Geraldine D.

Several years after I retired from Parkway School District and became Medicare eligible, I was faced with the daunting task of choosing a Medicare Supplement. Navigating the overwhelming amount of information and insurance carriers could not have bee ...

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Norma Jean G.

If you are looking for someone to help you with your insurance needs, you need to look no further than Ryan Raphael. When I found myself in that situation very fortunately I became connected with Ryan. I found him to be extremely thorough and willing ...

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Michael C.

As I was making my medicare coverage decision, Ryan Raphael made two visits to my home. He helped guide me through my Medicare/healthcare transition. At his first visit, I remember thinking that he wasn’t pushing any program; there was not a bi ...

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Charles J.

“Thank you Ryan, for an informative and practical meeting at our home with my wife and me. You were very pleasant and made it so simple and easy to choose what was best for us.” ...

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