Proudly Serving Missouri and Illinois

Call: (314)368-6808

Testimonials

Brenda

I am so grateful to have Ryan as my agent he is so awesome!, When I became eligible for Medicare I didn’t know what supplemental plan to choose especially with the overload of information sent in the mail from so many health insurance plans, ho ...

Continue Reading

Tom W.

Ryan exceeded my expectations by leaps and bounds. He was indispensable in navigating my transition from private insurer to my Medicare Supplemental insurance. I can’t thank him enough. ...

Continue Reading

Rich and Mary B.

Ryan was very knowledgeable about all his insurance products. He helped us pick an insurance program that met our needs. He was patient and explained all the different pros and cons of the various programs. We were left with peace of mind. Would not ...

Continue Reading

Merrilee

I found that Ryan was the best at explaining the Medicare program and suggesting additional supplemental programs with just a few questions of my past health. The transition was as easy as it gets!!! A year later when I had a surprising change in my ...

Continue Reading

Dominick G.

Never knew that finding the right medicare program for my wife would be so easy. Ryan was absolutely knowledgeable and super helpful. I strongly endorse him. Thanks Ryan. ...

Continue Reading

Mary W.

Ryan has been absolutely fabulous with helping us with our needs as we get on medicare and searched for a supplement! Would highly recommend him. Takes his time and explains everything to you in order to make the correct choice! Thanks Ryan ...

Continue Reading

Laurie R.

Ryan was so extremely helpful when assessing my insurance needs. He saved me a great deal of money on my prescriptions. I found him very knowledgeable and friendly, as well as easy to get in touch with. I would highly recommend him! ...

Continue Reading

Gerry O.

Ryan is the best! He keeps up-to-date on all the annual Medicare changes but his knowledge extends way beyond Medicare. I have recommended Ryan to many, many seniors who would otherwise struggled to choose the correct Medicare Plan. I have never had ...

Continue Reading

Brenda D.

Ryan was so informative and so patient! He answered all of my questions and my goodness, so thorough! I would highly commend him to anyone trying to make a decision regarding Medicare. Thank you Ryan and thank you A. for referring me to him! ...

Continue Reading

Bob V.

Ryan helped resolve a complicated Medicare issue for me, reaching out to both Essence and Medicare to facilitate and correct a coverage issue that could have cost me considerably. His professionalism and industry contacts are invaluable if you need h ...

Continue Reading

Arlette C.

THANKS RYAN FOR ALL YOUR HELP. YOU HAVE DONE AN EXCEPTIONAL JOB FOR US OVER THE PAST SEVERAL YEARS. WE WOULDN’T TRUST ANYONE ELSE WITH OUR LIVES. WE ARE COMFORTABLE KNOWING YOU’RE THERE FOR US NO MATTER WHAT DAY OR TIME. I WOULD RECOMMEND ...

Continue Reading

Connie Schwartz

Ryan was very thorough and helpful with all the plans and it made the decision a lot easier for me. I recommend him to anyone going on Medicare or wanting to make a change. ...

Continue Reading

Geraldine D.

Several years after I retired from Parkway School District and became Medicare eligible, I was faced with the daunting task of choosing a Medicare Supplement. Navigating the overwhelming amount of information and insurance carriers could not have bee ...

Continue Reading

Norma Jean G.

If you are looking for someone to help you with your insurance needs, you need to look no further than Ryan Raphael. When I found myself in that situation very fortunately I became connected with Ryan. I found him to be extremely thorough and willing ...

Continue Reading

Michael C.

As I was making my medicare coverage decision, Ryan Raphael made two visits to my home. He helped guide me through my Medicare/healthcare transition. At his first visit, I remember thinking that he wasn’t pushing any program; there was not a bi ...

Continue Reading

Charles J.

“Thank you Ryan, for an informative and practical meeting at our home with my wife and me. You were very pleasant and made it so simple and easy to choose what was best for us.” ...

Continue Reading