Ryan is the best! He keeps up-to-date on all the annual Medicare changes but his knowledge extends way beyond Medicare. I have recommended Ryan to many, many seniors who would otherwise struggled to choose the correct Medicare Plan. I have never had a complaint! He makes the transition from active coverage to Medicare coverage painless! Best of all, Ryan is a really caring individual, extremely considerate, and well-versed. It is always a pleasure to be in his company! Keep up the excellent work, Ryan. The world needs more people like you!!!